Decree No. 69/2025/ND-CP amends several provisions of Decree No. 01/2014/ND-CP regarding foreign investment in Vietnamese financial institutions. The changes specifically address purchase methods, ownership limits, and investor obligations.

According to the banks' financial reports, of 28 banks, 16 banks had a charter capital of more than 1 billion USD, one more than in 2023.

The Government is seeking the legislature’s approval for the allocation of 36.689 trillion VND (1.46 billion USD) from public investment funds already earmarked for the Ministry of Transport to the Vietnam Expressway Corporation (VEC) for the 2024-2026 period.

The Government's proposal states that the Ninh Thuan nuclear power project is of exceptional importance, involving advanced technologies possessed by only a few countries. With its high investment capital amount and being the first of its kind in Vietnam, the project necessitates special and strong mechanisms and policies to accelerate the progress and shorten the implementation time.

Banks often use their charter capital to compensate for a capital shortage, as lending exceeds capital raising.

While private joint stock commercial banks have increased capital significantly so far this year, the capital for State-owned commercial banks has remained stagnant.

Shareholders should have 180 days to contribute charter capital to their company instead of 90 days starting immediately, the Vietnam Chamber of Commerce and Industry (VCCI) recently proposed.

Many banks have recently announced plans to significantly increase charter capital to improve the capital adequacy ratio (CAR) and strengthen financial potential for credit and business expansion.

After a quiet year in 2023, many banks will promote stock offering to foreign investors again and some of them may complete the deals this year, analysts forecast.

Investment and Industrial Development Corporation (Becamex) targets to earn a profit after tax of 2.26 trillion VND (95.8 million) this year, an increase of 32% compared to 2022, besides increasing charter capital to 20-30 trillion VND.

The State Bank of Vietnam (SBV) just allowed the Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank) to raise its charter capital from 47 trillion VND (2 billion USD) to 55 trillion VND (2.3 billion USD) by issuing shares to pay dividends from the remaining profits of 2019 and 2020.

Many banks plan to increase their charter capital in 2023 in order to ensure operational safety and have more resources for business development.

Bamboo Airways is planning to raise its charter capital to 30 trillion VND (nearly 1.3 billion USD) to restructure its debts and increase capital for its core and support business activities.

The Ministry of Transport has directed the Civil Aviation Authority of Vietnam (CAAV) to inspect domestic airlines' transport licences.

Vietnam’s four biggest State-owned banks have an urgent need for capital increase in 2023 as their charter capital is too low, with some unable to ensure the regulated minimum capital adequacy ratio (CAR), according to industry insiders.

The race to increase charter capital in the banking sector continues to heat up with a series of banks announcing their capital increase plans.

Southeast Asia Commercial Joint Stock Bank (SeABank) has received approval for its public offering of over 181.3 million shares to existing shareholders at a price of 15,000 VND (0.66 USD) per share.

A number of Vietnamese banks plan to sell more shares to foreign investors in 2022 as part of set strategies.

Banks increased their charter capital by more than 110 quadrillion VND in 2021 - the highest annual growth to date - to enhance financial strength and meet the central bank’s regulations.

Banks have rushed to increase charter capital at the end of the year in order to meet the capital adequacy requirements of Basel II and then Basel III, helping them increase their medium and long-term capital.