Voluntary social insurance participants will enjoy more benefits including government subsidies of up to 30 percent of premiums, more choices in payment terms, and no age limit on participants.
Workers at a factory in Thuan An township, Binh Duong province (Photo: VNA)
Hanoi (VNA) – Voluntary social insurance participants will enjoy more benefits including government subsidies of up to 30 percent of premiums, more choices in payment terms, and no age 𓄧🏅limit on participants, said a Government resolution.
Voluntary social insurance is available for employees in order to enjoy retirement and have a funeral allowance. This insurance allows participants to choose between stipulated premiums and payment terms, according to the resolution 134/2015/ND-CP.
Starting from 2018, the government will also subsidise 30 percent of the voluntary social insurance premium for the insured who are from poor households, 25 percent of those from near-poor household and 10 percent for the rest of the participants.
The government will adjust the rate in accordance with the country's economic situation.
The subsidy is given to participants in a period of 10 years. The policy takes effect from January 1 of 2018.
In addition, the insured can pay the voluntary social insurance premium either monthly, every three months, every six months, every year, or pay once for a period of less than five years.
The insured whose period of premium payment is less than 10 years (120 months) may continue paying premium until the payment reaches 20 years in order to get pension. A one-time payment can be made for the remaining years on the condition that participants meet retirement age.
Participants who meet retirement age and fall short of more than 10 years of insurance premium payment may continue paying until the remaining payment period is no more than 10 years. One-time payment can be made for the remaining years.
The premium is calculated on 22 percent of income.
The resolution takes effect from January 1 of 2016.-VNA
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Workers at a factory in Thuan An township, Binh Duong province (Photo: VNA)
